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I specialize in health insurance plans for self employed and individual plans.
I can provide group insurance up to ten employees.
There are many Life and Health companies to choose from.  I only represent top
rated companies.
I am contracted with the following Life Insurance Companies;
Some of them offer a Return of premium at end of term for good health.
Foresters, 135 yr old fraternal organization that gives profits back to the communities
they serve.
Mutual of Omaha
Stonebridge
Industrial Alliance Pacific
Royal Neighbors
Old Mutual
Assurity
Allianz
American General
Columbian Life
United Home Life

Health Care;
US Health Group out of Dallas Forth Worth, part of the Cigna network
United Health One
Golden Rule
Assurant Health
SafeGuard Dental
Cigna dental
TexHealth group plan

Supplemental Insurance;
Aflac and Guarantee trust life, both provide cash payments to you, when you need it
the most.  Some of the plans offer a full return of premium.

I do the legwork to find the best product for you.